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Things Helped By Worry... Thumbnail

Things Helped By Worry...

General Behavioral Finance

Worry is a terrible strategy for solving problems. 

Our brains know better, but sometimes our emotions get the best of us. Worrying doesn’t solve anything and creates unnecessary anxiety. But, for many of us, it’s our go to response to uncertainty. 

For me, most of my angst has revolved around parenting. If only I could get back a sliver of the time I spent worrying: Was I was being a good role model for my kids? Hovering too much or not guiding enough? Challenging them or making life too easy?

What takes you down that rabbit hole of worry? 

  • How to pay for college? Which college is right? What’s the right major?
  • What if my boss doesn’t like my proposal? What if I lose my job?
  • What if there’s an accident? What if we miss our flight? 
  • Am I saving enough? Will we outlive our money? 
  • Will I be a burden to my kids?

It might feel like worrying helps. But as Shantideva put it: 

“If you can solve your problem, then what is the need of worrying? If you can’t solve it, then what is the use of worrying?”

Worrying endlessly about something that may or may not happen in the future doesn’t help. But planning for what to do if that thing comes to pass does. We can quit worrying and devote our time and energy to enjoying the journey of life.

Next time you find yourself in one of those cycles of worry, remember what Shantideva said. Action is a strategy, worry is not. So make a plan, put it away for safekeeping, and get back to work.

To living your ideal life,
The Paradigm Team

Paradigm Advisors is a fee-only financial planning firm based in Dallas, Texas and Fayetteville, Arkansas. Paradigm Advisors provides comprehensive financial planning and investment management services to help clients organize, grow and protect their wealth throughout life’s journey. Paradigm specializes in advising well-established career executives through financial planning and investment management. As a fee-only fiduciary and independent financial advisor, Paradigm never receives commission of any kind. Paradigm is legally bound by certification to provide unbiased and trustworthy financial advice.