Fee-only financial planning means we’re only paid by our clients. We’re compensated solely by the fees we charge directly to our clients, not via commissions or other kickbacks. 

It’s important to you because it ensures you that our advice is in your best interest and unbiased. As fiduciary advisors, we’re not tied to proprietary financial products. We will recommend the most cost-effective and appropriate solution for you.

No! We recognize that financial planning is appropriate for different stages of life. For many young professionals, time is your greatest asset - so start now. It’s not about how much money you have. 

We’re here to help you build a strong financial foundation and to watch you grow.

With over 25 years of experience, our team has collectively worked across all areas of wealth management and financial planning. We invest for the long term. We keep investment costs low, diversify, rebalance regularly and believe in asset allocation. 

Our experience and credentials (CFA®, CFP®, CPA, CCFC) mean we’re qualified to advise and coach clients through many of life’s difficult choices.

A fiduciary always acts in the best interest of YOU, the client.

The suitability standard requires that recommendations are suitable based on a client's personal situation. This standard does not require the advice to be in the client's best interest.

Dual-registered/hybrid advisors can "change hats" between the Fiduciary and Suitability standards.

Paradigm is a registered investment advisor (RIA) firm acting as fiduciaries at all times. We always provide full disclosure and transparency when working with clients.

Imagine this... Your doctor recommends surgery without performing an examination or reviewing your medical history. How would you feel?

We need to understand your entire financial picture to give proper holistic advice.

Comprehensive planning involves the detailed review and analysis of your financial situation including:

- Cash flow analysis
- Risk management (insurance)
- Investment management
- Tax management
- Retirement planning
- Estate planning

Then we begin the ongoing process of:

- Setting goals
- Organizing your finances
- Discovering your heart's core
- Developing and implementing strategies
- Reviewing progress and making adjustments.

Accounts managed by Paradigm are considered investable assets. Examples include:

• IRAs (Traditional, Roth, Rollover, After-tax, SEP)
• Taxable Brokerage Accounts
• Trust Accounts
• UTMAs & UGMAs
• Health Savings Accounts (HSA)

We do not charge a management fee for 529 Plans or Charitable Giving Accounts. Employer retirement accounts are generally excluded unless managed by Paradigm.

CFP^® - Certified Financial Planner^®

The CFP® certification is recognized as a standard of excellence for personal financial planning. When selecting a financial planner, you need to feel confident that the person you choose to help you plan for your future is competent and ethical. Only those who have fulfilled the certification and renewal requirements of the CFP Board can display the CFP® certification marks.

For more information on the CFP® designation, please visit: www.cfp.net

CPA - Certified Public Accountant

The CPA designation is limited to those individuals who have met the high standards of examination, professional work experience, and continuing education requirements set by the State Boards of Accountancy. Individuals with this certification will have expertise in accounting, auditing, tax, business valuation, and personal financial planning.

For more information on the CPA license visit: www.aicpa.org

CFA^® - Chartered Financial Analyst^®

The Chartered Financial Analyst® (CFA®) credential is the most respected and recognized investment designation in the world. These individuals will have knowledge of academic theory, current industry practice, and ethical and professional standards to provide a strong foundation of advanced investment analysis and real-world portfolio management skills.

For more information, visit: www.cfainstitute.org

RLP^® - Registered Life Planner^®

Life Planning focuses on the human side of financial planning. In Life Planning we discover a client’s deepest and most profound goals through a mindfulness-based process of structured and non-judgmental inquiry. Then, using a mix of professional and advanced relationship skills, we inspire clients to pursue their aspirations, discuss and resolve obstacles, create a concrete financial plan, and provide ongoing guidance as clients accomplish their objectives.

For more information, visit: www.kinderinstitute.com

NAPFA - National Association of Personal Financial Advisors

NAPFA advisors have twice the number of continuing education requirements as a CFP® and even more rigorous requirements, including peer reviewed financial planning. All NAPFA advisors must be Fee-Only and take a Fiduciary Oath each year.

To learn more about NAPFA, visit: www.napfa.org

FPA^® - Financial Planning Association^®

The Financial Planning Association® (FPA®) is the largest membership organization for CFP® professionals in the U.S. and also includes members who support the financial planning process.

To learn more, visit:
www.plannersearch.org

We’re based in Dallas, Texas and in Fayetteville, Arkansas - but we’re a virtual practice. We can work with you regardless of where you are in the world. 

We’ll help you make financial decisions, either in person or online, that impact your life now and in the future.

• Values
• Your Heart's Core
• Goals Prioritization
• Income Benchmarking and Gap Analysis
• Net Worth Statement
• Cash Flow Analysis
• Risk Analysis
• Insurance Analysis
• College Planning
• Student Loan Analysis
• Debt Repayment Plan
• Savings Goals (New House, New Car, Travel, etc.)
• Investment & Asset Allocation
• Employee Benefits Analysis
• Retirement Planning Analysis and Recommendations
• Tax Planning
• Estate Planning