We’ll Meet You Where You Are.
Starting to get serious about saving?
Seasoned professional looking for expert advice?
Paradigm will help you focus on achieving your dreams while navigating everyday life.
You Got This!
Starting to get serious about saving?
Seasoned professional looking for expert advice?
Paradigm will help you focus on achieving your dreams while navigating everyday life.
At Paradigm, we value objectivity, integrity and transparency. We provide fee-only financial planning focused on guidance and support. Our advisors don’t collect commissions on any investments we recommend, allowing us to offer truly objective advice.
Paradigm makes it easy to collaborate and customize a plan tailored to your goals.
We want to understand who you are and where you want to be, both now and in the future. We’ll work together to aggregate your information, then design a plan that works for you.
We’ll help you take the second (and sometimes scariest) step: putting your plan into action. Whether diving into the details of purchasing a new home or revising your estate plan, we’ll come up with solutions together. We provide strategic direction, asset allocation and investment advice.
Living your life with peace of mind should be a priority, but we’re all human. We know that life is unpredictable and its only constant is change. As questions start to arise, feel confident that our team of advisors at Paradigm will support you each step of the way.
Are you an established professional but not yet ready to retire? Experiencing a significant life change and need help navigating the future? Overwhelmed by the thought of addressing your current and future goals?
We serve successful professionals, executives and entrepreneurs seeking to achieve a balanced approach to financial freedom, time management, and core values.
We might be a good fit to work together if:
Wherever you are now - considering retirement savings strategies, evaluating private school for your children, purchasing a second home, saving for college, or supporting your elderly parents - we’re here to help.
Building a firm financial foundation to pursue your ideal life and achieve confidence in your future is paramount. You can trust us to care for your financial health, navigate dynamic changes in financial markets, optimize your tax strategy, and help avoid costly mistakes.
We help you prepare for life’s challenges and address the financial implications of important life decisions, such as:
We truly believe our unique perspective sets us apart. Our team has extensive experience in varied wealth management and financial planning roles. Our deep knowledge of investing, taxation, trust and estate planning shapes our view toward risk management and staying the course. Combined with our well-recognized credentials (CFA®, CFP®, CPA), this perspective qualifies us to advise clients navigating life’s difficult choices.
We provide clarity, insight and direction around your finances to help you achieve your life goals. Our comprehensive financial planning services are delivered within the context of a collaborative client/advisor relationship. By working with your other advisors, we will be proactive in optimizing your tax planning strategies.
We provide strategic direction, asset allocation and investment advice to our clients with the overarching goal of capital preservation and long-term growth.
We take an active approach to passive investment management. We invest primarily in exchange-traded funds (ETFs) and mutual funds, with a constant eye on liquidity for our clients.
Above all, we manage your portfolios for the long term, with a “stay the course” philosophy on risk management.
Initial Plan: Paradigm’s comprehensive financial planning package for the first year is $2,500 - $35,000 and includes everything from insurance and education planning to long-term care needs and charitable giving strategies.
Ongoing Concierge Fee: In subsequent years, an annual retainer of $2,500 - $40,000, billed quarterly, is charged based on your income, diversity of assets and complexity of the work. The retainer provides you with concierge access and interaction with the Paradigm team as a sounding board for financial advice throughout the year. We view our relationship with you as an ongoing partnership.
Investment Management: Investment Management fees are 75 basis points (0.75%) per annum for the first $500,000 of assets under management and decline on a tiered basis to as low as 40 basis points (0.40%).
Fee-only financial planning means we’re only paid by our clients. We’re compensated solely by the fees we charge directly to our clients, not via commissions or other kickbacks.
It’s important to you because it ensures you that our advice is in your best interest and unbiased. As fiduciary advisors, we’re not tied to proprietary financial products. We will recommend the most cost-effective and appropriate solution for you.
No! We recognize that financial planning is appropriate for different stages of life. For many young professionals, time is your greatest asset - so start now. It’s not about how much money you have.
We’re here to help you build a strong financial foundation and to watch you grow.
With over 25 years of experience, our team has collectively worked across all areas of wealth management and financial planning. We invest for the long term. We keep investment costs low, diversify, rebalance regularly and believe in asset allocation.
Our experience and credentials (CFA®, CFP®, CPA, CCFC) mean we’re qualified to advise and coach clients through many of life’s difficult choice
A fiduciary always acts in the best interest of YOU, the client.
The suitability standard requires that recommendations are suitable based on a client's personal situation. This standard does not require the advice to be in the client's best interest.
Dual-registered/hybrid advisors can "change hats" between the Fiduciary and Suitability standards.
Paradigm is a registered investment advisor (RIA) firm acting as fiduciaries at all times. We always provide full disclosure and transparency when working with clients.
Imagine this... Your doctor recommends surgery without performing an examination or reviewing your medical history. How would you feel?
We need to understand your entire financial picture to give proper holistic advice.
Comprehensive planning involves the detailed review and analysis of your financial situation including:
- Cash flow analysis
- Risk management (insurance)
- Investment management
- Tax management
- Retirement planning
- Estate planning
Then we begin the ongoing process of:
- Setting goals
- Organizing your finances
- Discovering your heart's core
- Developing and implementing strategies
- Reviewing progress and making adjustments.
CFP® = Certified Financial Planner®
The CFP® certification is recognized as a standard of excellence for personal financial planning. When selecting a financial planner, you need to feel confident that the person you choose to help you plan for your future is competent and ethical. Only those who have fulfilled the certification and renewal requirements of the CFP Board can display the CFP® certification marks.
For more information on the CFP® designation, please visit: www.cfp.net
CPA = Certified Public Accountant
The CPA designation is limited to those individuals who have met the high standards of examination, professional work experience, and continuing education requirements set by the State Boards of Accountancy. Individuals with this certification will have expertise in accounting, auditing, tax, business valuation, and personal financial planning.
For more information on the CPA license visit: www.aicpa.org
CFA® = Chartered Financial Analyst®
The Chartered Financial Analyst® (CFA®) credential is the most respected and recognized investment designation in the world. These individuals will have knowledge of academic theory, current industry practice, and ethical and professional standards to provide a strong foundation of advanced investment analysis and real-world portfolio management skills.
For more information, visit: https://www.cfainstitute.org
CCFC = Certified College Financial Consultant
Recipients of this credential have met the education and professional experience requirements needed to obtain the Certified College Financial Consultant (CCFC) designation. This recipient has demonstrated mastery in the topics of education funding, financial aid planning, planning with education tax deductions and credits, and student loan advising. This recipient is hereby entitled by the American Institute of Certified College Financial Consultants to hold and use the CCFC marks publicly.
For more information, visit: https://www.aiccfc.org/
NAPFA = National Association of Personal Financial Advisors
NAPFA advisors have twice the number of continuing education requirements as a CFP® and even more rigorous requirements, including peer reviewed financial planning. All NAPFA advisors must be Fee-Only and take a Fiduciary Oath each year.
To learn more about NAPFA, visit: https://www.napfa.org
FPA® = Financial Planning Association®
The Financial Planning Association® (FPA®) is the largest membership organization for CFP® professionals in the U.S. and also includes members who support the financial planning process.
To learn more, visit: www.plannersearch.org.
We’re based in Dallas, Texas and in Fayetteville, Arkansas - but we’re a virtual practice. We can work with you regardless of where you are in the world.
We’ll help you make financial decisions, either in person or online, that impact your life now and in the future.
Michelle shares her story and how Paradigm Advisors came to fruition.
The XY Planning Network is an organization of fee-only financial advisors focused on Generation X and Y clients.
Michelle shares her definition of success and career advice for women.
Texas Wall Street Women is a network of professional women in finance dedicated to making a difference in their community.
Michelle details her career path and advice for working moms.
Ellevate Network is a community of professional women committed to helping each other succeed.
We're based in Dallas, Texas and in Fayetteville, Arkansas - but we are a virtual practice. We can work with you regardless of where you are in the world.
8111 Preston Road, Suite 575
Dallas, Texas 75225
214.756.6066
pallc@paradigmadvisors.com
102 East Sunbridge, Suite 2
Fayetteville, Arkansas 72703
479.777.2727
pallc@paradigmadvisors.com
