Fee-only financial planning means we’re only paid by our clients. We’re compensated solely by the fees we charge directly to our clients, not via commissions or other kickbacks. It’s important to you because it ensures you that our advice is unbiased and in your best interest. As fiduciary advisors, we’re not tied to proprietary financial products. We can recommend the most cost-effective and appropriate solution for you.

No you don’t! We recognize that financial planning is appropriate for different stages of life. For many young professionals, time is your greatest asset - so start now. It’s not about how much money you have. We’re here to help you build a strong financial foundation and to watch you grow.

With over 25 years of experience, our team has collectively worked across all areas of wealth management and financial planning. We invest for the long term. We keep investment costs low, diversify, rebalance regularly and believe in asset allocation. Our experience and credentials (CFA®, CFP®, CPA) mean we’re qualified to advise and coach clients through many of life’s difficult choices.

Think about it this way: What would you think if your doctor gave you a prescription or recommended surgery without first examining you, understanding your medical history and what medications you are currently taking? Much like a doctor needs a holistic understanding of the patient, we need a holistic understanding of your financial picture in order to make the best possible recommendations.

Comprehensive financial planning involves the detailed review and analysis of all facets of your financial situation including cash flow analysis, risk management (insurance), investment management, tax management, retirement planning and estate planning. From there, we begin an ongoing process of setting goals, organizing your finances, developing and implementing strategies and regularly reviewing progress and making adjustments.

• CFP^® = Certified Financial Planner^®.
  The CFP® certification is recognized as a standard of excellence for personal financial planning. When selecting a financial planner, you need to feel confident that the person you choose to help you plan for your future is competent and ethical. Only those who have fulfilled the certification and renewal requirements of the CFP Board can display the CFP® certification marks. For more information on the CFP® designation, please visit: www.cfp.net.
• CPA = Certified Public Accountant.
  The CPA designation is limited to those individuals who have met the high standards of examination, professional work experience, and continuing education requirements set by the State Boards of Accountancy. Individuals with this certification will have expertise in accounting, auditing, tax, business valuation, and personal financial planning. For more information on the CPA license visit: www.aicpa.org.
• CFA^® = Chartered Financial Analyst^®
  The Chartered Financial Analyst® (CFA®) credential is the most respected and recognized investment designation in the world. These individuals will have knowledge of academic theory, current industry practice, and ethical and professional standards to provide a strong foundation of advanced investment analysis and real-world portfolio management skills. For more information, visit: https://www.cfainstitute.org.
• NAPFA = National Association of Personal Financial Advisors
  NAPFA advisors have twice the number of continuing education requirements as a CFP® and even more rigorous requirements, including peer reviewed financial planning. All NAPFA advisors must be Fee-Only and take a Fiduciary Oath each year. To learn more about NAPFA, visit: https://www.napfa.org.
• FPA^® = Financial Planning Association^®.
  The Financial Planning Association® (FPA®) is the largest membership organization for CFP® professionals in the U.S. and also includes members who support the financial planning process. To learn more, visit: www.plannersearch.org.

We’re physically based in Dallas, Texas and in Fayetteville, Arkansas - but we’re a virtual practice. We can work with you seamlessly and efficiently, regardless of where you are in the world. We’ll help you make financial decisions, either in person or online, that impact your life now and in the future.

• Financial Goal Prioritization Framework
• Income Benchmarking and Gap Analysis
• Net Worth Statement
• Cash Flow Analysis
• Risk Analysis
• Insurance Analysis
• Student Loan Analysis
• Debt Repayment Plan
• Savings Goals (New House, New Car, Travel, etc.)
• Investments & Asset Allocation
• Employee Benefits Analysis
• Retirement Planning Analysis and Recommendations
• Tax Planning
• Estate Planning