Insights

Mega backdoor Roth IRAs are complicated retirement savings strategies. But for the right person, they could offer a big tax advantage.

PEPs and MEPs both offer retirement options to smaller businesses, but what are the differences between them? Here's your guide to understanding the benefits and restrictions, so you can decide which plan works best for your business.

Today's educators are juggling in-person classes, virtual learning and staying sane while teaching children during a pandemic. If you're an educator, take some time to review your retirement plan while there's still time to strategize and save.

The Social Security Administration announced a 2021 Cost of Living Increase of 1.3% on Oct. 13, 2020. Whether you’re currently working or enjoying retirement, here’s how you may be affected.

Your employee benefits are a significant part of your total compensation. Far too many people don't maximize them.

Annuities can bring you guaranteed income in retirement - but should you wait until retirement age to purchase one?

Are you ready for Medicare's open enrollment? Here are a few changes you can make to your health coverage during this time.

From neglecting your emergency fund to withdrawing too soon, there are fundamental mistakes that could cost retirees dearly in the future.

Traditional retirement planning is less effective when spouses stop working at different ages. Here are a few things to take into account as you prepare for this next chapter.

During retirement, your wealth needs to last for the rest of your life. Avoid paying more taxes than you need to by keeping these 4 tips in mind throughout the year.

If you are nearing retirement, it's likely the onset of COVID-19 has left you questioning where you stand. We've outlined the changes in recent legislation and what you need to know now about your future income in retirement.

The CARES Act has allowed retirees to forego taking their RMDs for the rest of 2020. Learn why this could be a money-saving move and what else you need to know with this quick guide.

You've heard of the SECURE Act - but do you know how it could be affecting your own retirement? We're discussing two big changes and what you need to know now.

Have you thought about turning your hobbies or skills into income during retirement? We have five quick tips for earning more passive income now.

Ensure you're taking on remodeling projects that will add value to your home by taking into account these 5 critical considerations.

No company retirement plan? No problem. Here 9 alternative ways you can still save for your post-work years.

Recently inherited an IRA? The wrong move could cost a boat load in taxes and penalties, but you have options. Here are 5 things you can do with your new inheritance.

When reviewing the key differences between Roth and Traditional IRAs, it’s important to ask yourself: “When is the most advantageous time to pay tax on my income?”

Own your own business? Whether you're going it alone or managing some top-level talent, you may want to consider offering an SEP IRA. Get started with 5 quick facts as you consider this retirement plan option.

Which retirement location is best for you? If you are on track to retire in 2020, we've got the top 5 places that will make your golden years truly golden in the new year.